Insurance companies are not always clear about explaining coverage in the event of a water emergency. Your coverage can vary greatly depending on the provider, the specific policy, and any applicable riders. It is best to know the details when assessing your coverage and starting the water damage cleanup process.
DAMAGE TYPICALLY COVERED BY INSURANCE MAY INCLUDE:
- Sewer backups
- Burst pipes
- Appliance malfunctions or overflows, discharges, or fill-ups
- Weather-related water damage from melting snow, ice, or tornadoes
Your specific coverage is dependent on your homeowner’s policy guidelines and deductibles. Check with your insurance provider about your policy details for more information and to stay fully informed in the event of an emergency.
Typically, most insurance companies cover unexpected water damage. Damage caused by an ongoing issue or structural problem may not be covered. We will work directly with your local adjuster throughout the process, making it less of a headache for you. Your insurance carrier may determine coverage by the cause and extent of the damage, and some coverage may be limited.
Disaster Restoration’s estimators are experienced in dealing with insurance companies and local adjusters. Our prompt team of professionals will thoroughly document your loss with photos taken before work begins, during the cleanup and restoration process, and after our work is completed. We also include sketches and drying logs as part of our water damage cleanup process. Our experts will work hard to ensure a hassle-free experience for you from start to finish. We offer free estimates for all your restoration needs. And remember: your restoration company is your choice.
